Need an appraisal in Naples or Collier County?

Check out the top reasons FL homeowners use Smith Appraisal:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Collier county's assessment of your property
Remove PMI to cut a monthly mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a FL divorce, when real estate property needs to be divided
Determine the true market value of property in question to settle an estate in FL

Do you own a house in or near Naples? Do you need help determining the price of your real estate?
Contact Smith Appraisal.

We at Smith Appraisal understand the special needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Smith Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to cancel PMI?

A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Smith Appraisal, we're veterans in helping consumers just like you abolish unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. This only means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Smith Appraisal is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from Smith Appraisal can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Smith Appraisal can We can assist you. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.